Welcome to this charming 3 bed, 2 bath downtown ranch with a one bedroom, 1 bath, basement apartment, with the potential for an estimated $1200 per month rental income. This College Heights home is steps away from downtown, a stroll from the train, a quick jaunt to 95, entertainment, churches, restaurants, and shopping. Living at 1414 Payne Street will make you part of a community with the walking paths and the amazing neighborhood next to MWU. Welcome to this charming single level living (for the most part) downtown rancher. This home is just the perfect distance enough to be downtown but not in the heart of the hustle and bustle so you get it all, the location that we all want and the quiet from the streets. Payne street offers the perfect balance of convenience and tranquility. As you walk in you are graced with hardwood floors on the main level and lots of natural light. The traditional floor plan allows for so many opportunities to create the space you've been looking for! With 3 large bedrooms accompanied by 2 bathrooms on the main level you can bring your family or all your guest here to stay. This home brings you a rec room basement that you can do anything with... playroom, second living space, craft room, office, yoga or music studio... the sky is the limit. The spacious living room, featuring cozy carpeted floors and a fireplace, creates a warm and inviting atmosphere. Imagine yourself sitting on an amazing front porch waiving as the people go by, or handing out candy on Halloween, or imagine yourself hosting a back yard BBQ on your large back deck will the kiddo's or guest are running around on the back patio. The outdoor living at this home brings in just as much entertaining area's then the inside offers. Sit and sip on the porch, scroll and slurp on the deck and enjoy a hot cup of co-co by the fire pit. If this wasn't enough for you there is a second apartment with its own meter and entrance. You can call this home and an investment. This home really is ready for YOU to come visit and make it yours. Its steps away from downtown, a stroll from the train, a quick jut to 95 and within fingers reach to entertainment, churches, restaurants, and shopping. Living at 1414 Payne street will make you part of a community with the walking paths and the amazing neighborhood next to the collage. Come visit today and make this house your home.